Technical committees
Committees
- 01
Compliance & AML/CFT
Supports member banks in meeting their obligations to prevent money laundering and the financing of terrorism. It promotes a consistent, risk-based approach to compliance across the industry.
- Customer due diligence
- Suspicious transaction reporting
- Sanctions screening
- Compliance training
- 02
Risk Management & Cybersecurity
Brings together risk and information security specialists to strengthen the resilience of the banking industry. It focuses on shared threats where cooperation between banks benefits the whole system.
- Operational resilience
- Cyber threat awareness
- Business continuity
- Risk management standards
- 03
Digital Banking & Payments
Considers developments in digital channels and payment systems that affect banks and their customers. It works to support safe, efficient and interoperable payments.
- Payment system developments
- Interoperability
- Digital channel security
- Innovation and fintech
- 04
Financial Inclusion & Consumer Protection
Promotes access to appropriate financial services and fair treatment of customers. It supports financial literacy and public confidence in banking.
- Financial literacy
- Fair treatment of customers
- Complaints handling practice
- Access to financial services
- 05
Human Resources & Professional Development
Supports the development of a skilled and ethical banking workforce. It coordinates industry-wide training and promotes professional standards.
- Industry training
- Professional qualifications
- Ethics and conduct
- Skills for the future
- 06
Treasury & Financial Markets
Brings together treasury practitioners to consider the functioning of money, foreign exchange and government securities markets. It supports orderly and transparent market practice.
- Money market operations
- Foreign exchange market practice
- Government securities
- Market conduct
- 07
Legal & Regulatory Affairs
Examines the legal and regulatory framework that governs banking in The Gambia. It coordinates the industry's legal analysis of proposed laws and regulations.
- Legislative developments
- Regulatory consultations
- Contract and documentation practice
- Competition-law compliance
How committees work
From issue to recommendation
- 1
Mandate set
The Executive Committee establishes each committee with defined terms of reference and a scope of work.
- 2
Work programme agreed
The committee identifies priorities for the year, including regulatory developments, emerging risks and member concerns.
- 3
Issues examined
Members meet to analyse proposals, compare practice across institutions and assess the effect on the industry and its customers.
- 4
Recommendations made
The committee reports its findings and proposed positions to the Executive Committee for decision.
- 5
Implementation supported
Once a position is agreed, the committee helps members apply guidance and standards consistently.
Membership of committees
Practitioners from across the industry
Each member bank may nominate senior practitioners with relevant expertise to serve on committees. Members serve on behalf of the industry as a whole, bringing the experience of their own institution while working towards a shared view.
Committees are chaired by a member elected or appointed in line with the Association's rules, and supported by the Secretariat, which prepares agendas, keeps minutes and coordinates with other committees where issues overlap.
Committee discussions are confined to industry-wide, non-competitive matters. Commercially sensitive information, including pricing, rates and customer details, is not shared.
Engage with a committee
Regulators, partners and member banks may contact the Secretariat about the work of a committee.
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