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The Gambia Bankers’ Association

Credit & asset quality

Non-performing loans ratio

Indicator

Unit
Percent
Category
Credit & asset quality
Status
Figures pending
Figures pending

What it measures

Loans on which repayments are significantly overdue or unlikely to be made in full, as a share of gross loans.

Why it matters

A key gauge of credit quality. Rising ratios can signal pressure on borrowers and on bank earnings.

How it is compiled

Compiled for the industry as a whole from approved aggregate data. Figures are stated for the end of each reporting period unless otherwise noted, and revisions to earlier periods are recorded when the series is updated. Classification of non-performing loans follows the Central Bank's prudential requirements.

Related publications

Statistics release

Industry Statistics: Methodology and Definitions

Sets out how the Association compiles and publishes banking industry indicators, including sources, reporting periods, aggregation, revisions and confidentiality, and defines each indicator from total assets and deposits to capital adequacy and digital banking users.